Filing for consumer bankruptcy may be a viable solution to find relief from crushing debts. However, before you make the final decision to file, it is important that you understand several key aspects of the bankruptcy process.

1. Cases take several months to resolve – Unfortunately, taking your case to bankruptcy court is not a process that will take a few days or weeks to resolve. Chapter 7 bankruptcy, the most common type of consumer bankruptcy, takes an average of four months to complete from start to finish.
2. Your personal finances will be scrutinized – If you make the decision to file, you must be prepared for your personal finances to be discussed and scrutinized by those working on your case. One of the first steps in the bankruptcy process is attending a meeting with your creditors. Here, the bankruptcy trustee on your case will ask you questions regarding your financial decisions.
3. You must be honest – Being completely honest about your financial situation is extremely important during the bankruptcy process. Before filing, you must be prepared to openly list all of your debts and property. Failure to do this may result in criminal charges in certain cases.
4. Our assistance is crucial – Many believe that the bankruptcy process is straightforward and easy to navigate. However, the forms that you will be required to fill out are highly complex. During the bankruptcy process, a trusted lawyer can help you with this necessary paperwork and also answer any questions you might have throughout the duration of proceedings.